Why is $XRP required when creating an XRP Ledger Wallet?

Base Reserve ensures network stability by preventing spam attacks, while the Owner Reserve is set aside for specific ledger objects like trustlines or offers. These mechanisms maintain the XRP Ledger’s efficiency and reliability
Girin's avatar
Dec 04, 2024
Why is $XRP required when creating an XRP Ledger Wallet?

We sincerely appreciate the tremendous interest shown in Girin Wallet, even before its official launch, amidst the recent surge in $XRP prices and the rapid expansion of the Ripple ecosystem. Currently, we are receiving diverse feedback from users experiencing the beta version through the App Store. These insights provide us with valuable opportunities to identify areas for improvement and enhance the user experience.

In this article, we would like to address the issues related to "Base Reserve" and "Owner Reserve" that users encounter when interacting with the XRP Ledger mainnet.


About Reserve Requirements

Base Reserve

One of the aspects that might feel unfamiliar to users when creating a wallet in the XRP Ledger mainnet environment is the concept of a "Base Reserve." To activate a wallet address and perform transactions, users are required to hold a minimum amount of $XRP in their wallets

at least 10 $XRP as of December 2, 2024

Owner Reserve

To hold assets other than $XRP, such as other cryptocurrencies or NFTs, in the XRP Ledger mainnet environment, an "Owner Reserve" is required. For example, if tokens A and B are onboarded on the XRP Ledger, users must add these tokens individually to their whitelist(Trustline) to hold them. Each token is treated as an independent object, and users must maintain a certain amount of $XRP in their wallets as "Owner Reserve"

at least 2 $XRP per object as of December 2, 2024


Reserve FAQ

How can I check my Base Reserve balance?

In the official release of Girin Wallet, users will be able to check their "Base Reserve" balance directly.

Is it impossible to hold assets other than $XRP without paying the Owner Reserve?

Yes, to use other assets and perform transactions, you must pay the Owner Reserve and activate them through a Trustline.

How can I retrieve my Base Reserve?

You can recover part of the 10 $XRP locked as the Base Reserve by deleting your wallet on the XRP Ledger. A fee of 2 $XRP will be charged for account deletion, allowing you to retrieve the remaining 8 $XRP. Girin Wallet plans to support the Base Reserve recovery feature after its official launch.


Using XRP Ledger via Girin Wallet

The XRP Ledger dApps are often integrated individually with each wallet. As a result, many services only support major wallets like Xaman and Crossmark. This creates a challenge where new wallets require separate development efforts for integration whenever they are introduced.

Girin Wallet aims to address this issue by implementing Wallet Connect on XRP Ledger. With Wallet Connect, we strive to create an environment where multiple dApps can seamlessly integrate with new wallet services without the need for additional development.

We are already in discussions with various XRP Ledger projects about integrating Wallet Connect and are working to ensure that Girin Wallet provides access to as many services as possible by the time of its official launch.


To gather invaluable user feedback before the official launch, Girin Labs has opened a Discord channel. We highly encourage you to share any feedback or suggestions with the team through Discord while using Girin Wallet. Your input will be instrumental in shaping a better product experience.

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